Luiz Carlos Trabuco; The Renowned Brazilian Entrepreneur

Luiz Carlos was born in 1951 in Sao Paulo, Brazil. He pursued a post-graduate degree in sociology in the University of Sao Paulo where he later graduated from the Sciences, Philosophy, Arts, and Languages Faculty. Luiz started working in Bradesco S.A. in 1969 where he held various positions in forty years.

Luiz Carlos’ Career Path

In 1961, Bradesco bank appointed him as the department director, a position that he held until 1998 when he was appointed as the Managing Director. Luiz Carlos served as the Bradesco Vida e Previdencia S.A’s president until 1998.He worked as the president of the National Association for Private Pension Plans between 1994 and 2000.In 1999, Carlos was appointed as Bradesco’s Executive Director.

Luiz has been the director of Bradesco Seguros since 2003.he was Banco Santos S.A’s Non-Executive Director from 2009-May 2010.Trabuco is the Director and Chairman of Odontoprev since 2009.

He is the director and Internal Director of Bradespar S.A and Banco Bradesco S.A respectively. Luiz has served as Bradesco S.A’s Executive Vice President, and he has also been its CEO since March 2009.

Luiz Carlos has been a devoted employee in Bradesco S.A where he has worked for more than forty years. Due to his immense experience, he was appointed as its Chief Executive Officer. His participation in various activities in Bradesco has earned him numerous awards and honors.

In 2003 and 2009, Luiz won the Insurance Person of the Year award. His dedication later made the firm nominate him as its president in 2003.

Read more: PDV exceeded expectations, says Bradesco president

Luiz Carlos’ Achievements at Bradesco Bank

In the mid-1980s, he significantly helped Bradesco bank in its public relations activities. It was recognized by the media which led to it formulating an advertising and conventional marketing strategy. After being appointed as its president, he boosted its income level. He initiated HSBC’s Brazilian branch taking over with a net worth of $5.2 billion. It enabled Bradesco to regain its lead in the marketplace.

His achievement is attributed to his unique organic management system. Carlos’ primary mission in Bradesco has been attracting many clients. A client acquisition program was recently initiated, and it aims at reaching 100,000,000 clients by 2025. Since 2009, the firm has had more than 27,000,000 Brazilian customers.

Bradesco Bank’s CEO Succession

About a month ago, Bradesco bank released a statement revealing that Lazaro Brandao would step down as the Board of Director’s president. He has been a competent employee for over seventy years. Due to Brandao’s resignation, Luiz will take over until 2019.

The Bank of America analysts suggest that there exists a succession plan that will guide in the appointment of a long-term president. The primary issue of concern is who will be Carlos’ successor. One of the favorite candidates is Mauricio Minas who is in charge of technology. He engineered Bradesco’s technological revolution and the development of its digital bank.

Other candidates for the CEO position include;

• Alexandre Silva Gluher: Silva, 57, is the bank’s chief risk officer. He has been its employee since 1976.

• Domingos Figueiredo Abreu: Abreu, 58, has been in charge of the lending and treasury departments. He has been at Bradesco since 1981.

• Josue Augusto Pancini: Pancini, 57, has been working at Bradesco since 1975 and he is in charge of its income segment and branch network.

• Marcelo de Araujo: Marcelo, 52, joined Bradesco in 2003 and he is in charge of the card operation, Bradesco BBI, and investment banking.

• Octavio de Lazari: Octavio, 54, has been at Bradesco since 1978 and he leads the lenders’ insurance department.

Luiz Carlos’ legacy at Bradesco bank will last long after his resignation. He has been a hard-working and self-motivated employee who nurtured many people in the insurance industry.

Learn more about Luiz Carlos Trabuco: https://www.istoedinheiro.com.br/o-bradesco-de-brandao-trabuco/

Equity First Holdings –The Global Moneylender

Equities First Holdings is a private owned global company that was founded over a decade ago. It has offices in nine different countries including entirely owned subsidiaries in London, Hong Kong, Singapore, and Australia. Equity First Holdings specializes in providing clients with alternative financial procedures by loaning capital to allow clients fulfil their financial goals. They come up with the amount that they can loan based on their assessment of the future performance and risk involved with the treasuries, stocks, and bonds. The company has managed to do over 700 transactions since it was established.

Equity First Holdings can be considered more suitable for clients who need to raise capital immediately or who may not be qualified for the standard credit-based loans. Although there might be other alternatives for these individuals, banks have made it unfeasible for them by increasing interest rates and tightening loan qualifications.

The founder and CEO of Equity First Holdings- Al Christ Jr sees collateralizing loans by stock as a creative alternative borrowing procedure for individuals looking to come up with capital. He says that since the market will definitely fluctuate within three years that a loan is issued, the loans that are stock-based offer a hedge since it enables the borrower to lower investment risk when the market fluctuates. Majority of these stock-based loans have a non-recourse quality which makes it possible for the borrower to walk away from a stock loan any time even when the value of the stock depreciates.

As noted by Christy, margin and stock-based loans are deemed to be relatively the same, but that is not the case .With a margin loan, the client in question needs to be pre-qualified; you may also be required to utilize the money for a specific purpose. Their interest rates fluctuate and the client should expect loan-to-value ratios ranging between 10 and 50 percent. In addition, the client may have his or her collateral liquidated by the lending firm without any notice. However, stock-based loans typically have a higher loan-to-value ratio compared to margin loans and they provide a fixed interest rate, which gives certainty throughout the transaction process and more information click here.

Equities First Holdings assures their clients of institutional security. Every transaction is carried out using industry conventional procedures and trusted legal and accounting partners and learn more about Equities First.

Making the Level of Sanitation Better in Brazil: Felipe Montoro Jens’s Mission

Maintaining proper hygiene is one of the biggest problem in any third world country, and Brazil is certainly not an exception.

In a move to find out how Brazil can benefit from basic sanitation concessions granted by the bank which is popularly known as (National Bank for Economic and Social Development), infrastructure projects expert Felipe Montoro Jens produced a report on checkdirector.co.uk.

It includes quotes from Edison Carlos at http://relationshipscience.com/felipe-montoro-jens-p24643181, who is the president of Trata Brasil, this institute deals with basic sanitation in the third world country. The president revealed that the services which are being provided would be improved to enhance management, structural and resource areas.

In the informative report, Edison Carlos also pointed out that the entity of the private sector in Brazil’s sanitation and sewerage management will improve management, structural and resource areas. In the report by Felipe Montoro Jens, The president also added that the private and public management entities could work together to improve the waste and sanitation state in Brazil radically.

Felipe Montoro Jens revealed that there has been a notable decrease in the waste produced by the third world country. However, if the country could conserve more water, then the loss of waste margin would increase. The infrastructure specialist continued to point out that if the Brazilian Government could get more funds to combat water and sanitation, then the war on waste will be won.

About Felipe Montoro Jens

Felipe Montoro Jens is a proud holder of an undergraduate degree from Getulio Vargas Foundation not forgetting a graduate degree from the popular institution known as of Thunderbird School of Global Management.

This enterprising man serves on various boards under a range of positions which include:

• Chairman of Concessionaria do Centro Adminstrativo do Distrito Federal S.A
• Chairman of Arboreoland Empreendimentos Imobiliarios
• Director of Foz do Brasil, Director at San Antonio Energia SA
• Director at Concessionaria do Centro Administrativo

Find more details about Felipe Montoro Jens: http://www.consultasocio.com/q/sa/felipe-montoro-jens